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The only fishy thing about it is that we do not have any account with Capital One. Not now. Not ever.
If it is part of a phishing scam, it is very sophisticated, and that makes it very scary.
Any suggestions on whether or how to test it further?
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Ian–please report this to the police fraud department. I have received somewhat similar messages, that seemed to come from Capitol One, but this one is even scarier, and will likely result in people responding even though they do not have an account.
Yes, suggestion: Follow the usual and most important scam cautions. Do not “test”. Do not click on it. Do not open. Discard right away and empty. I would empty that trash. You have already done your good samaritan work here by making us more consciously alert for scams.
Mahalo Ian.
If hit arrow > next to sender, does it correspond?
I get these all the time. When in doubt, contact the bank or vendor to verify.
I got a similar one. I called my credit card company who told me to delete the message.
The only thing I would check if I received that email is my credit report. It would be addressed to Meda by name if it was legit, and they wouldn’t ask to upload ID in the email. You could try going to CapitalOne website directly and attempt to reset the password with that email address, and it will probably say there is no associated account.
If you receive a questionable e-mail message, one option that has worked for me is to hit Reply revealing the actual return e-mail address which invariably reveals the true nature of the Sender—Mele Kalikimaka!!!
Look up the address of Capitol One and just forward the email to them, with a comment that you have no accounts there.
If this is not from Capitol One, they need to know about it!